If you live reasonably and spend wisely, you should be able to find a middle ground where bills get paid and you're happy at work. But here are some lies you're probably telling yourself about money.

  1. You have "good debt." We've all been told there's a difference between "good debt" like student loans or your mortgage and "bad debt" like from credit cards. While it's true that some kinds of debt are worse than others, it's best to avoid it altogether.
  2. You don't have enough to invest. If you have enough money for a Netflix subscription or a cup of coffee at Starbucks, then you have money you can invest.
  3. You'll be earning more in the future. We all want to assume we'll earn more as we get older and more experienced, but there are no guarantees.
  4. You saved money buying something on sale. If you rationalize a purchase by saying it was on sale or that you used a coupon, you're ignoring the fact that money still left your wallet. You only truly "save" money if you were planning to buy it anyway.
  5. You get paid well, so your crappy job is worth it. Financial security is important, so it's not necessarily smart to quit your stressful job, follow your passion, and become a professional "Pokemon Go" player.

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